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Benefits of accepting card payments as a business

Research shows that millions of businesses don’t accept card payments despite Britain rapidly heading towards becoming a cashless society thanks to the efficiency of contactless cards.

According to the research, over 80% of retail sales are completed with card payments, including chip and pin and contactless. This news doesn’t come as a surprise as contactless technology has proven to be faster and more convenient than any other method of payment.

Modernise your business

When customers know they’re not limited to the cash in their pocket, they make more impulse purchases. Whilst customer satisfaction is a great reason to upgrade to card payments, your business can also benefit!

Secure your money

If you’re accepting card payments, you’re most likely not taking as much cash, which means there will be less cash on your premises. This means thefts and accepting fraudulent notes will be much less likely. Using our payment gateway is also another secure method if you sell products or services on your website.

Accurate accounting

Cash payments don’t leave a paper trail, making it harder to reconcile accounts. This makes it more difficult to keep accounting records organized.

Cash-only transactions are a red flag to government officials, raising suspicions of omitting income. Diversifying your payment options helps ensures you have some kind of paper trail, improving your ability to reconcile accounts and minimizing the likelihood of an audit.

Improve cashflow

It’s no lie that card payments, even chip and pin, are much quicker than counting cash and sorting change. This means shorter queues, using your time more productively and ultimately making your customers happier.

Growing income

Turning your customers away because they don’t have cash is a sure way to lose income, so having a card terminal or having an online payment gateway and offering more ways to pay means a large income.

Beat your competitors

It is true that a business may lag behind competition if it does not accept credit card payments, especially when competitors are already offering credit card payments. To survive, a business should accept credit card payments, which will obviously bring it to a level playing field with other competitors in the market.

If you are already a Card Saver customer, you can order your free Card Saver window sticker here.

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Referral Terms and Conditions

1. Our refer a friend offer is available to existing Card Saver customers who provide a successful referral to Card Saver of a new customer incorporated in the United Kingdom or Republic of Ireland who take services consisting of Card Saver acquiring, Card Saver terminals or Card Saver gateway (the “qualifying services”) and subject to the criteria, exclusions and limitations below. Each successful referral in accordance with these terms shall be entitled to £100 or £150 if referral is submitted before Valentine’s Day 2020 (14th February 2020).

2. This offer is only available until for an unlimited time however this can be amended or withdrawn at Card Saver’s discretion.  

3. The referrer must not be an employee or owner of the business being referred.  

4. The referred customer must be an entity that has never had a facility with Card Saver. 

5. Card Saver’s standard account opening procedures will apply and your friend will need to be accepted as a new customer of Card Saver (which shall be at Card Saver’s sole discretion). Terms and conditions apply to all Card Saver services.  

6. A successful referral is defined as a business live with Card Saver using the qualifying services and where direct debit payment authorities are in place for both the existing and referral customer.  

7. If you pass the contact details of the referral to Card Saver, you are confirming that you have the referral customer’s permission to do so. You consent to us using your name and contact details to verify you as the referrer of your friend and in any communications we may have with your friend and to pass these details to any third parties. 

8. Provided that the terms are complied with, Card Saver will contact you directly by email for the £150 payment to be sent to you.  We will endeavour to send this within 30 days of us being satisfied that the criteria herein for a successful referral have been met.  The £150 will be sent to the email address provided in your application form but will only be issued in the name of your business and not to an individual employed by your business. 

9. This referral offer cannot be combined with any other promotional offer. 

10. The issue of the money is conditional of the referral merchant retaining Card Saver services at the time of issue. If Card Saver is required to terminate services or does not accept the referral merchant’s application, no money will be issued. 

11. Card Saver reserves the right to amend, suspend or withdraw the ‘Referral Road Scheme’ at any time for any reason. The offer is non-transferable and may be revoked at any time for any reason. The rules to the ‘Referral Road Scheme’ may be changed without notice and at the sole discretion of Card Saver. 

12. Card Saver reserves the right to refuse a claim of the £150 if it has reasonable grounds to believe that there has been a breach of these terms and conditions, a misuse of our intellectual property rights including Card Saver trademarks and/or materials, any misrepresentation; abuse of the Referral Road promotion; or any illegal or criminal activity including fraud in connection with this offer.  

13. These terms shall be governed by and interpreted within the laws of England and Wales.

 

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